Mortgage Broker vs Bank: Which Is Right for You? If you’re looking for a mortgage, one of the first decisions you’ll make is whether to speak to your bank or use a mortgage broker. For many people, the bank feels like the obvious place to start. You already know the brand; they hold your current account, and you want to keep all your finances under one roof. A mortgage broker works differently. Instead of recommending products from a single lender, they compare suitable mortg