Our Fees

Clear & ethical mortgage advice
Trusted by many.

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Transparent Mortgage Adviser Fees

We believe mortgage advice should be clear, structured, and transparent from the outset.

We are not a fee-free, high-volume brokerage. Our focus is on providing considered, professional advice tailored to your circumstances.

With over 25 years’ experience in financial services, we provide structured, professional mortgage advice — not just rate sourcing. Our fees reflect the expertise, responsibility, and time involved in delivering that service.

Our fees are typically payable in two stages — part on application and the balance on mortgage offer.

All fees are agreed with you in advance before any application is submitted.

In exceptional cases involving significant complexity or specialist requirements, a higher fee may apply. This will always be clearly explained before you proceed.

No obligation initial Mortgage Consultation

We offer a complimentary initial consultation so you can decide whether we are the right mortgage adviser for you.

If we believe another specialist would better suit your circumstances, we will tell you. Our priority is ensuring you receive the right advice — not simply completing a transaction.

Our Mortgage Advice Fees

A structured review of your current mortgage, with clear advice on the most appropriate options available. We handle the process end-to-end to ensure a smooth and efficient outcome.

Home Mover – £495

We manage the process alongside your estate agent, solicitor and lender to ensure your purchase progresses smoothly.

First Time Buyer Mortgage – £495

Buying your first home requires clear, structured guidance. We support you from affordability assessment through to completion, ensuring you understand each stage and make informed decisions.

Buy to Let / Self-employed / Complex Income Cases - £695

Designed for cases requiring a higher level of expertise, including complex income structures and specialist lending criteria. We provide structured guidance and proactive case management to navigate lender requirements efficiently.

Portfolio Landlords / Adverse Credit / Highly Complex Cases - £795

For more complex scenarios such as portfolio landlords, adverse credit profiles, or cases involving multiple layers of underwriting, a more detailed and strategic approach is required. We provide in-depth case assessment, careful lender selection, and hands-on management throughout to navigate complexity and achieve the right outcome.

Product Transfer / Rate Switch – £149

For clients reviewing their current lender’s product options.

This includes a formal review and recommendation to ensure the product remains suitable.

What You Receive for all cases

Direct access to your adviser throughout. No call centres or case handovers
Proactive updates. We don’t wait for lenders or solicitors to chase us
Full mortgage submission and packaging
Liaison with lenders, estate agents and solicitors
Access to protection advice to ensure your mortgage and family are properly protected
Rate monitoring between offer and completion

We provide consistent support from start to finish, ensuring your mortgage application is handled professionally and efficiently. We do not operate a volume-based, fee-free model. Our focus is on delivering the right outcome, not the quickest transaction

Get a quick mortgage quote

*This information is a guide only and should not be relied on as a recommendation or advice that any particular mortgage is suitable for you. All mortgages are subject to the applicant(s) meeting the eligibility criteria of the specific lender. You should make an appointment to receive mortgage advice which will based on your needs and circumstances.

A truly five-star service

We’d be nothing without our valued clients. We take pride in building strong, lasting relationships, tailored to each individual case.